New owner operator

15k in the bank after paying for truck and trailer. You’d be out of business. Own numbers and higher milage equipment I’d want 80-100k in account after down payments and insurance paid. One predatory tow bill, a declined insurance payout that you legally must pay, lawyer fees, etc.. you’re done. You’d be safer to lease onto a carrier and let them cover your lack of money. The type of commodity you haul also reflects the amount you need in your checking account. Pretty much after 2 months many opportunities exist on the spot market. Ch Robinson from day one and Coyote and others 30 days into it.