Newbe says Hello

Hello;
I'm retired and hoping to get into some RV transporting or Horse transports.
My dad drove truck all his life … so first, I appreciate all you folks do to keep our country running !!!

I have a 2008 GMC Duramax/Allison with a fifth wheel in the bed. I've hauled several trailer and 5th wheels in Az for private folks looking to move from one area to another.

I do have a question for any other RV transporters out there. How to you handle insurance ??? I understand that when you haul for hire you must have commercial insurance on your truck, but I've also found that that insurance runs $4k - $5k per year. For a retired guy looking for a part time job, that's a LOT of money.
Are there less expensive ways to manage this, or am I out on a limb ???

Thanks for any responses...

Golddigger1947

 

Chinatown… thanks for the information. I'll check it out...