O/O Insurance with no experience

I think chrome nut or something like that is looking for O/O's to lease on. It's on a forum here someplace. I think boywonder runs for them

 

Hey 10-11 for 2 trucks and 7 trailer with 2 drivers I need that agent , 1 truck 1 reefer trailer, driving myself 7 years on the road 2 years my own autority, I'm peing 11 a year

 

I'm with Mike at Clemens. Call him. Info is on page 1 of this thread. Also you do not need General liability. Mike will tell you all about it. Every customer I have, after explaining it to them, doesn't require it. GL covers nothing on general freight. Now if your hazmat, you'll need an umbrella policy. GL only covers you if you have a place of business that people come to. Anything that happens in a truck will be covered by auto liability. Mike told me that in 15-20 years of insurance, he has never seen a GL claim. Pointless to pay for something you don't need. Others may argue or disagree, but I believe my agent and will follow his guidance

 

Who are you with if you don't mind me asking

 

An insurance broker recently told me at under 3 years experience you are considered high risk and you'd be looking at $20k to $30k per year depending on coverage. Running out of Ontario and crossing into the US.

 

Bet you will be getting some takers. The work contacts is a Nice bonus.

 

Wilshire through Truck insurance mart, inc as an agent out of Kansas

 

I don't know. Paying insane rates was the gist I got though. He made a comment about Progressive that kind of went over my head but they had something to do with how screwed up the insurance market is right now I believe he was implying.

 

Where are you out of?

I was looking at paying cash for an older truck. Your guy Mike was saying older guys in their late 40's and 50's with trucks less than 5 years old were the only ones having luck with insurance for a new authority. Unfortunately I'm not affording anything that new right now anyway. Not interested in huge truck payments.

 

I got my first authority at 38 I had 5 Year of providing experience, bin in the business for around 12 years working in office for other people running dispatch, then operation, brokerage, and clean record.
One of my friends got new authority at his late 20th, and year of driving experience, got insured through Progressive, in year broad his dead in with less than a year of CDL issued date, and a new truck, and they took him.