O/O Insurance with no experience

Simple. General liability claims are for if you have a shop or office that people come to, they slip and fall on sidewalk or step, that’s general liability. Any accident involving your truck or trailer is covered under auto policy not GL. My agent told me in over 25 years he has never seen a GL claim paid on trucking policy. It’s a scam according to my agent.

 

All of my customers and loading racks require me to have general liability

 

If you’re hauling fuel, I’m sure they do along with a $5 million umbrella. General freight not so much. All of my customers said they needed it till I explained it to them and they talked to their insurance people along with my insurance people, and they agreed that I did not need to have it. So therefore I don’t carry it.

 

I do not have general either.

 

Ouside of age, how does an insurance company know how long you been driving?

 

Drivers license report shows how long you’ve had a commercial license

 

LoJack, Send me an email so we can talk numbers. woodfamily99977 a t g m a i l

 

what if you had a cdl since 2009 but, never drove. would they know?

 

yes. they will ask you for your experience and if you lie and they catch it, which they eventually do, they cancel your policy.

 

I got insurance from Northland in 2008. I had my own authority and was driving for 2 years using Progressive. I told Northland I had been driving for 30 years and got all my insurance. Had them for 8 years before I gave it up.