Occupational insurance

Discussion in 'Ask An Owner Operator' started by puncher, May 13, 2012.

  1. May 13, 2012 #1
    puncher

    puncher Medium Load Member

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    Do you all carry occupational insurance, if so where is the best place to buy it, and what are some of you paying. The agent I carry my other insurance with quoted about 160.00 @ month, seems pretty high.
     
    puncher, May 13, 2012
    puncher, May 13, 2012
    #1
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  3. May 13, 2012 #2
    BigBadBill

    BigBadBill Bullishly Optimistic

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    Mine is about $180/mo. But premium is worthless unless you are comparing what the benefits are. I get $700/week plus medical (forget the limits) with no deductible.
     
    BigBadBill, May 13, 2012
    BigBadBill, May 13, 2012
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  4. May 13, 2012 #3
    MNdriver

    MNdriver Road Train Member

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    Minnesota doesn't require it for self-employed.

    I was told for some carriers/brokers that require seeing something, you can get a policy for $750 per year
     
    Last edited: May 14, 2012
    MNdriver, May 13, 2012
    MNdriver, May 13, 2012
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    puncher Thanks this.
  5. May 14, 2012 #4
    puncher

    puncher Medium Load Member

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    Thanks guys for the replys, yea Bill I know what your saying about getting what you pay for, but in honesty all I need or maybe I should say want is just a policy to satisfy the company I'm leased to, I've never been asked to carry anything like this before.
     
    puncher, May 14, 2012
    puncher, May 14, 2012
    #4
  7. May 14, 2012 #5
    Starline

    Starline Medium Load Member

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    I have it and its a lot better then Workers Comp
     
    Starline, May 14, 2012
    Starline, May 14, 2012
    #5
  8. May 14, 2012 #6
    MNdriver

    MNdriver Road Train Member

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    Minnesota calls it Occupational insurance instead of Work Comp.

    I just plan to carry health insurance.
     
    MNdriver, May 14, 2012
    MNdriver, May 14, 2012
    #6
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