owner op and lease purchase feedback needed

This is a very complicated thing. Most of the trucks you will be appealing to will be the older ones becuase most of the guys running trucks 500k and under should have warrenty atleast on major components. I would think that a reasonable monthly rate/payment to insure major components would be alot easier to manage and keep up with but even at that nobody knows when ones going to let go. Most people who do what your talking about warrenty this stuff right up till it starts giving trouble and thats no coincidence. For example I could pay you say $100 a month for say three years and that still wouldnt cover a inframe much less a complete overhaul. On the otherhand if I had to say pay u $300 per month then I could nearly be making a payment on a older truck at todays prices. Its a catch22 the only way u could possibly come out is if the majority of people sold the truck before anything major went wrong and you could be sure that wouldnt happen because why would they if its under warrenty. For example lets say u insure a 800k truck that would bring what 15000 tops now he pays u 300 per month for 36 months runs 100k per year you have made 14500 over 3 years you would have to put a mileage limit on it where after that point you would not insure but he couldve bought another one just like it for what he paid you and then theres the problem of the guy a month before the warrenty is up rolling it off the hill just to make sure he gets his money worth. Im not sure theres a way for u to come out on this. If u do figure it out let me know.

 

You could have the truck inspected and exclude normal wear "brakes tires" out and the both parties agree on independant shops to determine if any damage is intentenal that u would not be responseible and I would also set it up where like I said before u have some type of colateral or a penilty that would hold up in court to keep somebody from just droping u in a case where u wrote the policy a month later she blows and u pay and they drop you. That might work.