Reefer breakdown coverage price

Discussion in 'Ask An Owner Operator' started by Daddybakez, May 5, 2021.

  1. Daddybakez

    Daddybakez Bobtail Member

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    May 5, 2021
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    How much do you guys pay for reefer breakdown coverage. I know everyone might be a little different but I’m just curious about a ball park figure of how much extra my insurance policy will be. Thanks
     
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  3. tlalokay

    tlalokay Medium Load Member

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    Jun 3, 2014
    El Paso, TX
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    I've never heard of insurance for this type of thing.

    My advice, and mind you it's been well over 20 years since I've seen a friend of a friend do this, but-

    Don't pay anyone. Break your reefer down into nickels, dimes, eighths and quarters. Most people who break down their reefer have some sort of portable scale to make sure the weights are on point. If you deal with shady individuals, then the best insurance for reefer breakdowns is some sort of side arm or maybe a mean looking dude as a sidekick.

    :rr::rr::rr:
     
  4. 062

    062 Road Train Member

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    Mine is lumped in with the cargo coverage. $1433 a year including seafood. $2500 deductible
     
  5. abyliks

    abyliks Road Train Member

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    May 2, 2010
    ludlow MA
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    pretty much exactly what mine is for the same thing, and I specifically asked about break downs
     
  6. SteveScott

    SteveScott Road Train Member

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    Nov 10, 2015
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    It's generally included on a cargo coverage policy. If it isn't, tell your agent that you want it. Shouldn't add much to the cost.
     
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