One truck/one trailer o/o using a dispatch service resembles a mountain climber afraid of heights. If you add a factoring company into the equation, this mountain climber is not only fearful of heights but has a withered arm too.
Especially, if you are a solo o/o, don't feed all these parasitic bugs such as dispatch services, or factoring companies. There is never enough money to give away like that. Never enough. These things alone can be deciders of whether you make it or not.