Second chance companies?

That’s what I originally thought. No tickets were issued. I side swiped a car through an intersection. I was at fault. But I thought with it being one accident & two years experience I could at least get on with a second chance company but it seems they all check DAC & that makes 4 accidents. I’ve been looking but it seems like every company & their insurance uses DAC.

 

It was running a red light, side swiped a car. Car was towed. No one was hurt thankfully. Very stupid mistake.

 

Yes it was January of this year. The other accidents (all similar to what you listed) were from the very beginning but not over 3 years yet. One was from early 2021 & two from late 2021.

Not a lot of local, smaller companies where I live (Temple, TX). I’m willing to live in a truck long term in another state even if I could find something local with sleepers. Just can’t move from here permanently. I have a son.

 

My mvr is clear because the police didn’t issue any citations & put nobody at fault, even though I was. My psp shows me involved in an accident but nobody at fault.

 

The DAC shows them. I list the DOT reported one only on apps but when they pull DAC they disqualify me because I then have 4 total.