Swift Comdata Card

It's just a card you use to buy fuel and a few other things they let you buy on it. You can get cash advances on it and get the cash out at any ATM. You can also get advances to use to fund Comchecks, which you will occasionally need to use to pay lumpers.

Keep in mind when they say "advance" it means just that. Whatever they advance you on your card will get taken right back out of your next check. The way you get reimbursed for things is to turn in receipts with your trip paperwork.

Swift offers direct deposit. You can even divide you direct deposit between several different bank accounts if you want. What they will not do is pay you by check. If you don't sign up for direct deposit they will put your pay on your ComData card.

Also, for some strange reason you last check when you quit will go on your ComData card whether you want it to or not.

 

What's the transaction fee for using it for personal reasons ?

 

You can't use it for personal reasons. All you can do is use it for fuel purchases, Comchecks, or cash at the ATM. There is a transaction fee for using an ATM, but I don't remember what it was. There is no fee (to the driver) for fuel or Comchecks.

BTW what I wrote above is just the way Swift has their ComData cards setup to work. ComData cards work differently at other companies.

 

It is like any debit card. You pay the fee the machine charges.

ComData also charges a fee for checking your balance. I'm not sure what the fee is though.
Unlike some banks, I don't thing they charge a fee for being 'out of network'.

 

You can check your balance through the Qualcomm to avoid the fee.

 

If you have money on your Com Data card, it can be used at most POS locations as a debit card.

 

That wasn't true when I was at Swift. The OP was asking specifically about the Swift ComData card.

 

Yes you can use your Swift issued Comdata card at any retailer that shows the Star symbol for the credit/debit cards (look on the back of the card and you will see what I mean).

When I was at Swift I would get a $105 advance when I needed money for the week. You get $105 so the $5 will cover the ATM fee. When I learned I can use the card at retailers, I would go to Walmart and get some supplies. When I checked out, first I would purchase a pack of crackers from the check stand for $.44 cents and then get $100 cash back. This way I only spent $.44 cents to get my money instead of $5 at the ATM. After doing that for a few weeks, I would have $120 available instead of just $100. Be smart, work the system. Why give YOUR money away to the banks?