Understanding a Hospital Bill !!!!

Discussion in 'Driver Health' started by thelastamericanhippy, Oct 21, 2010.

  1. Oct 21, 2010 #1
    thelastamericanhippy

    thelastamericanhippy Road Train Member

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    My total hospital, (NOT Doctors) , just hospital bill is right at 40K.

    My insurer (Aetna) paid 10K.

    I was billed 1K as my share, which I paid.

    And the bill now says, paid in full.

    Is this the NEW math, or what., ???

    I understand that I could call and have it explained, but If they screwed up---I don't want to bring it to their notice.

    Or do I just not understand hospital billing ?????
     
    thelastamericanhippy, Oct 21, 2010
    thelastamericanhippy, Oct 21, 2010
    #1
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  3. Oct 21, 2010 #2
    bullhaulerswife

    bullhaulerswife Forum Leader/Admin Staff Member Administrator

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    The rest is most likely a "contractual write off" based on the contract between the provider and the ins company. I know that its really confusing. Does your Explanation of Benefits from the insurance company show a contractual write off? They may be using some other terminology for that portion, but your EOB should show exactly what was billed, paid and what you owe.
     
    bullhaulerswife, Oct 21, 2010
    bullhaulerswife, Oct 21, 2010
    #2
    GuysLady Thanks this.
  4. Oct 21, 2010 #3
    stranger

    stranger Road Train Member

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    The hospital has a agreement as to reimbursement from the insurance company for a pre-determined amount for each service, plus your deductible amount. The rest is a markdown for the hospital. The total bill is what you would pay if you were one of the many people without health insurance.
     
    stranger, Oct 21, 2010
    stranger, Oct 21, 2010
    #3
    bullhaulerswife Thanks this.
  5. Oct 21, 2010 #4
    thelastamericanhippy

    thelastamericanhippy Road Train Member

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    jacksonville, fl
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    Yes, I read the word write off............

    Thank You both !!!!!!!

    Now I understand.......
     
    thelastamericanhippy, Oct 21, 2010
    thelastamericanhippy, Oct 21, 2010
    #4
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