Exactly right on .. But I would like to add .. If you find you have some misleading or FALSE information on your report when you get a copy you might want to look at one of the SPONSERS here at top of the page ... Now keep in mind this is for getting stuff off the DAC that is FALSE or stated wrongly they cant fix crazy stuff like abandonment etc if you actually did it. But if you did not they can help remove it.. just FYI.. You are entitled to 1 FREE copy of your DAC every year through USIS and I would take advantage of it ... KY24