Yeah, money management is an art that not so many people understand You have to take it slow, as you said: small investments. You'll get nowhere if you put all of your money in. I mean, who knows, perhaps you're incredibly lucky! But it's better to be safe than sorry, you know. Start with baby steps. First, learn about what net worth is and how it matters in our society. You'll be surprised at how wrong you've perceived money until now.