Workmans Comp- the company "requires" it.

I have some coustomers that require workers comp. I got a certificate of compliance letter from the states work force safety division that states that I am in compliance with state law and in good standing with the state. And I send that whenever workman's comp is requested never had a issue

 

Workmanscomp has been a good asset. One incident where a untrimmed metal edge slashed the hand open and exposing the sample tray to human blood was taken care of pronto by WC. At that time medical bills totaled 500 dollars roughly. 100 to sew it, 400 for pictures. I was even when the smoke cleared on that one injury.

 

Then we understand each other.

Hmm. I rather you put up the 12K against cuts and bumps for the rest of the year on the workforce. Rather than turn that over to the State IMHO.

 

i remember one time i laid my elbow open really bad working on the truck in the shop on a sunday. it was kinda stupid too i started the pressure washer and when pulled the pull cord i racked my elbow on the bracket for the track on the roll up door. when i went into get stitched up they asked me about 1000 times if i was working when it happened i kept telling them no. its like look im self employed i don't have workman's comp im paying cash just stitch me up...lol

i wouldn't mind having wormans comp if i could get it at say under 100 bucks per month. but really iv had very low medical expenses total in my life it doesn't really make sense to me if something happens ill just pay for it.