Auto dealers and poker face.

"It is not my intention to make someone feel slow or stupid "

But it's not my fault if my question leads them to that realization.

 

Thats a great deal, better jump all over iy quick!! Matter of fact see if they will sell you two. That way your wife can ride beside you not behind you.

 

TripleSix left dealer with motorcycle, wife and 14 grands in pocket. Ha-ha.

 

Often not true. Dealers don't want you to pay cash, they want you to finance. That's where they make the real money.

 

And don’t ever say you’re planning on paying it off early and just want to build credit because they will offer some absurd rate from their financing partner knowing that most people won’t actually pay it off early. Then they’ll pull out the ‘Interest won’t matter much if you get this 3 year loan paid off in 6 months like you plan’

 

Actually the bank still used the poor credit holder as the owner with good credit holder as guarantor.

in other words, sub prime loan. Where it could have been avoided if only purchased under wife’s name.

 

MOTS: Pay cash. It's silly to finance a depreciating asset.

 

When I traded the ‘75 Vette for a ‘19 Challenger a couple of years back - I let them stew on the $8k firm on the trade in for a couple of days.

Had the salesman drive the Challenger out to the house, pick up the Vette, and signed the paperwork and handed him part cash and part bank loan check - drinking a beer on the deck on my time.

I refuse to spend any time in their stupid finance office, buy warranty, undercoat or tolerate any of their horse hockey.

I understand dealer financing on a primary vehicle, for spouse or both, but secondary vehicles or toys, should always be cash or bank financed.