Insurance questions for new starters

Hello Professionals!

I have a question about insurance for new O/O, I have my CDL for like 5 years now, but I have a brother and he got his license about 13-14 months ago.

And oh yes (oh no), he lives in California, so probably the worst state for insurance but he is going to cover his part of the payment so I'm okay with that. As I discovered Progressive is not gonna work with Cali guy with less than 2 years of experience.

We are 100% going to work together, what is the best insurance company we can choose to get coverage?

Thank you very much in advance!

 

Lets try the worst case- California

 

I was thinking to start my business by my own, but my brother have much better financials so we'll start it together but as long as he is the main "money" guy we'll probably have most of paperwork in his state

 

Understand it, and yes you're right. The only thing we already have one established business 60/40 with him and its working for last 9 years. But again, I understand the point