Indian River

How long do you stay out for with IRT

 

What’s the healthcare benefits like at Indian River?

 

A little pricey but could be worse ...

 

I agree with that statement

 

Is it a decent deductible at least?

 

I pay $46ish every week for single coverage med, dental and vision on the HSA plan. Deductible is $5K.

 

Same here and it's decent .. I've only really used the dental though and thought about paying for cheaper insurance but hard to find a somewhat comparable plan for less

 

With the HSA plan do y'all have to cover prescriptions out of pocket until you meet the deductible, or do they have separate coverage from office visits and the like?

 

Prescriptions are covered with a co-pay. Regular doctor's visits also have like a $40 co-pay. Stuff like blood tests are covered too. I think the deductible is for major stuff like hospital visits which can obviously add up real quick.

What I like about the HSA is that I can put aside pre-tax money to cover the various co-pays. I also used HSA to pay for prescription glasses which was hundreds of dollars.

It's still my money being used, but it's not my taxed net take home money.