Commercial Insurance Question

My teenage son backed into a car in a parking lot. No police called, exchanged insurance info.
His car is insured through my personal policy. Will the accident claim on my personal policy affect my chances of getting approved for commercial insurance next year? My personal history is accident free, clean MVR, 2 years driving experience.
Thank you for time.

 

I'm still feeling things out. I haven't decided if I'm going to drive under my own authority, or lease on to a company under someone else's authority. I'd like a pre-emissions, Eld exempt truck. But if I find a company I want to drive for, that requires a certain age or type of truck, I'm willing to be flexible.

 

That's probably the route I'm going to take. If I can find a decent company with no forced dispatch, I'll be content. Are you leased on, or run on your own authority?