If you have one truck and one trailer what are you paying for insurance now?
Who do you have? And how much your insurance went up with increases from last year?
Insurance Renewal
Discussion in 'Ask An Owner Operator' started by Olec, Jan 2, 2026 at 11:12 AM.
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You first
wichris, GreenPete359 and Eddiec Thank this. -
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Depends on your years old business and driving experience, location, who you know etc. It comes down to the insurance underwriter these days. I heard of some drivers who haven't much experience less than a year driving paying $1500/mth while ones who have 10 years of accident free experience paying $2200/mth.
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Truck and 2 trailers $18k, 250k cargo $3500 went down a smidge
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Why is that?
Why are they increasing it for drivers with good records? -
So you are a new operator?
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We just renewed with great west, 2 trucks and 2 trailers - 250k cargo, 1 mil liability, both with reefer breakdown, $3k a month all in. What state your located in and fmcsa score makes a huge difference too
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January renewal. $11,300, Great West 1driver
Truck value $35,000, 2nd truck value $15,000(parked with no plate) trailer value $25,000, Has $100,000 cargo, $1 million General Liability and $1 million Auto Liability.
My premium went down $400 from last year. Driven100,000 miles per year
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