Insurance renewal blues...

Discussion in 'Ask An Owner Operator' started by gekko1323, Mar 26, 2026 at 9:00 PM.

  1. gekko1323

    gekko1323 Road Train Member

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    Henderson, NV
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    This is my policy from last year. The cargo was actually $250,000, which raised my premium about $400 more. Do any of you guys see any redundancies or anything that should be changed?


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  3. Judge

    Judge Road Train Member

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    Arkansas
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    couple weeks ago. was only paying that.. Only 100k cargo with hoppers, most stuff only costs 10-15k for product. But require 100k. Mack insured 50k international 20k (spare) 1 hopper insured 84k one 54k (price difference between a 22 and 24 model) one Dryvan 20k and the old roadway 07 is only 10k). It only hauled 3-4 loads last year.
    if I add a driver it jumps up 4,000/year.
     
    blairandgretchen Thanks this.
  4. sirjeff

    sirjeff Medium Load Member

    Interesting. I was paying about 16,500 CAD (11,500 USD) for my 2012 Volvo and roll tite valued at 100k combined, with 2 mil liability, 250k cargo, and w mil commercial general liability.

    Currently paying about 25k CAD (18k USD) a year for my same policy, but with a 300k combined value on my newer 389 and same wagon
     
    Last edited: Mar 28, 2026 at 12:26 AM
  5. Diesel Dave

    Diesel Dave Last Few of the OUTLAWS

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    Hesperia, Ca.
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    Someone in this thread reminds me of 1xHeavy. They keep rambling for nothing.
     
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