Cargo insurance for Reefer's

Discussion in 'Refrigerated Trucking Forum' started by truckman29801, Jul 24, 2013.

  1. truckman29801

    truckman29801 Medium Load Member

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    Mar 10, 2013
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    How much is Cargo insurance for a reefer? about how much is everyone payin? about 10k per year? what determines how much it cost besides the company?
     
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  3. Vls3rd

    Vls3rd Bobtail Member

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    Mar 10, 2012
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    I have insurance with OOIDA. It cost me around 850.00 a month , full coverage on truck and trailer with 100,000 cargo and refer breakdown.
     
  4. MNdriver

    MNdriver Road Train Member

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    Feb 24, 2012
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    Your underwriter is what determines the rate.

    Cargo insurance took a massive jump in the last year. Over $2000 from what i was quoted a year ago to this month.

    Find a local agent that works with companies like lancer or sentry. They'll get you the best rate. Don't be afraid to state a rate you are willing to pay or a lower rate you want.

    I work with my agent because of his service. I know when I call I will be taken care of.

    I just had an agent give me a quote. When I went to pay the deposit on it, they suddenly jacked the rates $1300. I went back to my current agent amd they matched what I was willing to pay. Saved me about $1200 this firstt year.
     
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