Work for your home states DOT. Go drive a plow truck in the winter and haul asphalt in the summer. Union bennies and bankers hours
6 months Solo driver, considering trying to find a new company
Discussion in 'Experienced Truckers' Advice' started by LH98, Dec 17, 2025.
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074344, lual and blairandgretchen Thank this.
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We dropped ours at $13,000/year premiums, two years ago. Just a one truck chuck leased on. Not the worst or best coverage.
We pay doctors/medical cash - at 50 and 55 years old respectively, my most favorable option is to find a company with decent and affordable health insurance options. Or find ways to generate $200k/year consistently.
Or die or go bankrupt, I don't know.Toomanybikes Thanks this. -
My mom said she got quoted $2,000 a month for comparable coverage for him since he’s type 2 diabetic. she’s 69 and has Medicare already, but they cant afford that and so he’ll just have to hang in there for a few years until he’s 65 and can get Medicare. I think they actually send the packet when you’re 64 1/2…I would imagine an exciting day realizing you *probably* won’t go bankrupt now if you get sick or injured and will soon have affordable coverage. Clever way for the capitalists to keep the wage slaves showing up to work till they’re 65 I suppose. It’s the only way you’re getting affordable health coverage if you aren’t yet 65 and aren’t in such a rough position that you’d qualify for Medicaid.
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It's tough to come up with it every month but to me there is no option. A friend had no insurance when his wife got cancer. He had to liquidate 1.5 million in assets to pay the bills.tscottme, blairandgretchen and Chinatown Thank this.
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EVERY govt program is designed to fail so the govt can fix the problem again and again and politicians can claim they fixed it over and over.
A problem solved is a campaign issue taken away.ShowMeStateNewbie Thanks this. -
There is good and bad of the ACA. Before that if you had any preexisting conditions most people were uninsurable.
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Hey everyone! Sorry for not responding, and thank you for all the Helpful replies, decided to just stick it out, and managed to figure out my insurance cost wasn’t actually ballooning as high as I thought, ended up getting on the Walmart route, and I’m getting far better and more consistent miles, making close to double what I was prior. Another question for anyone who might have an answer, my girlfriend lives down in Texas in the Houston area, and I was curious if you guys think it would be worth it to move down there as a truck driver? Houses are affordable, even in the nicer areas, and I would probably be able to be home at least every weekend if I moved out there (currently I go home for 2 days a month to get my Insulin I drive the other 28 barring my 34) barring even the issue of being able to own a home, do you guys think it would be worth it just not even be paying NY taxes? This isn’t something I’m thinking of doing for at least another year at the absolute minimum (want to save up for a down payment and I’m squirreling away 80% of everything I make right now) but even if it isn’t Texas, do you think the long term benefits of not paying taxes in NY would be worth it? I’ve known since I was a kid I didn’t want to live in the state when I got older (the entire state being held legislatively hostage by the city bothers me) but I find as I get older, that the opportunities and ability to do that are fast disappearing.
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Taxes are going up again in NY State.
Move to Houston area as soon as you can. This way you can be with your girlfriend and stop giving the state part of your pay every week.
If not Houston, consider Las Vegas. Thousands of new homes being built in Clark County, Nevada which encompasses Las Vegas & Henderson.Gearjammin' Penguin and LH98 Thank this. -
Texas is an excellent choice -- especially if you aspire to continue being a truck driver.
But not necessarily the Houston area.
Instead -- calculate/figure out where the TX barbeque "epicenter" is -- & then move THERE.

Just call your moving plan "Operation Brisket".

-- LLH98 Thanks this.
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