Are my CDL & regular license considered the same?

if you lose your CDL, will you also lose your regular license? Will that affect your car insurance as well?

 

Sometimes people scare me with their posts here.... No offense OP. Depends what your CDL was suspended for... For instance, if your CDL was suspended for not getting a DOT physical, you could go and get a class C drivers license. But if you lost your CDL, for a DUI/DWI, excessive points ect.... Then you would not be able to get a class C. If you got your license suspended, your insurance company would frown on that, and raise your rates

 

Sometimes people scare me with their posts here....

 

The relationship between a "regular" driver's license and a CDL depending can be a bit hard to understand. The best way to look at it is the CDL is a license on top of a "regular" driver's license. The key here can be found in 383.51. Almost all of the offenses found in that section are also going to cause a loss of ALL driving privileges NOT just the CDL. I was speaking to a friend that is a safety critter just now and he summed it up this way. If the state gets the CDL/Regular license YOU CAN NOT DRIVE ANY VEHICLE. If only the FMCSA gets your CDL absent any state actions you may operate a non-CDL vehicle.

 

No dude wtf? Cdl and regular license are completely different ball games unless ofcourse you got a dui or something like that dwi or something you’ll lose both but for instance if you fail a medical and lose your cdl you’ll still have your license what are your circumstances?

 

Failed a drug test, lost the CDL, had to reinstate my normal license - but my personal car insurance will no longer carry me.

 

Failed a drug test, lost the CDL, had to reinstate my normal license - but my personal car insurance will no longer carry me.

 

I'm sorry to have to be blunt, but a driver does NOT lose their CDL because of a positive on a drug screen. You can keep the actual CDL, but the FMCSA has disqualified you until you go through the SAP/return to duty process. Again FOR THE RECORD, a positive on a drug screen will NOT cost you that CDL.

 

Ok. Now I understand. Every state has an insurance fund. It is for drivers that can't get insurance. For instance, I live Maryland and it's called MAIF. Maryland auto insurance fund. I would google it for the state that you live in. Basically it was set up so people could get insurance, so they wouldn't drive uninsured. I hope this helps

 

Okay - I lost my job - no longer wanted the CDL, so I didn’t renew or redo anything - so I switched back to my personal drivers license and now my insurance is saying they won’t cover me because my license was suspended. That’s my main question - can my insurance do that because of a separate license