Insuring two types of trucks

That’s how insurance companies works now. Example: I bought a newer truck and tried to insurance it to drive it home. Needed some minor work and was going to park it after it got home. They told me it would have to be a full add on. So I ended finding an insurance company to insure for a one way trip. Now, I was in the process of selling my older truck and adding the newer one, was going to park the old one and run the newer one. They said NO. Long as you own both(registered), both have to be insured. And they wanted to see the bill of sale when I sold the older one if I only one to be covered. Luckily it worked out at the end. Moral of the story, 2 trucks, 2 policies. Insurance companies said no more switching trucks with one driver.

 

Their Greedy. Basically. Got into same thing. I told them old truck went down, parked in backyard growing weeds around it, dropped tags and insurance. They didn’t want me to do it, i said either do it, or im going somewhere else. Why throw away 22k/year over about 7000/year. They dropped it.

 

It is two different trucks, the Ford doesn't haul large loads as does the cascadia so the risks are a lot higher with the actual semi than the pickup truck. So the increase makes sense.