Would you accept this offer?

Any reputable company should offer a 401k...

No give 401k, me no worky for you.

 

Ever hear the saying, Don’t trust the government?
Think they’d lose money?
It’s all in their favor, or they wouldn’t do it.
It’s like saying, I’ll lend you $100.
But on such a date I want my $100, plus $375 of your money.
So, you get a $100, but it actually cost you $475, the $100 you owe plus $375 interest, pretty good mark up.

 

I no give 401k.

 

They must be very rich friends, since they can predict the future so accurately.

 

The small fish add up to more than the big fish. The big fish have the money and lawyers to drag it out through the courts for a decade. It doesn't really hurt the big fish in the long run, they'll settle for whatever keeps them out of jail. Say you do buy a house with it and a year later they say "give us back our money or we take your house and throw you in jail," worth it to you? Hell they may say "that's now our house, you still owe the money, and you're going to jail," the little fish is the one who gets hammered in court usually. I wouldn't do it, it's simply not worth the risk.
You want to buy a house go get a first time home buyers type of loan. You're not going to be able to buy a real nice place, but assuming you're a single person you don't need a real nice place. You really don't need a real nice if you're planning on doing the over the road thing, you'll never be there anyway. Hell I'm a single guy, I don't own my own place at 25. All I'd need is a bed and an easy chair in the corner of a shop/toyshed. Land to put one of those on isn't exactly easy to get around here.