Truckers Report Jobs

Find Trucking Jobs

Company Driver Company Driver Dry Van Dry Van Flatbed Flatbed Refrigerated Refrigerated Specialized Specialized Owner Operator Owner Operator
More Trucking Job Searches ⌄ Fewer Trucking Job Searches
⌃

Insurance going up….

Discussion in 'Ask An Owner Operator' started by bamanation, Sep 1, 2023.

  1. Sep 1, 2023 #1
    bamanation

    bamanation Heavy Load Member

    797
    915
    Jan 22, 2009
    Muscle Shoals ,AL
    0
    I use Progressive. I just got my renewal letter in the mail. Seems that I’ve had it to good for to long. Mine is going up $200 a month. Last year it dropped by $110 a month. I’ll be going into year three in October as an independent one truck one flatbed. Have any of you had any luck by letting others give your company another quote? What year were some of you at when you started seeing a significant decrease in insurance rates?
    Just for clarification. I’ve had no tickets, accidents or bad inspections. $200 just seems steep to me.
     
    bamanation, Sep 1, 2023
    bamanation, Sep 1, 2023
    #1
    Keepforgettingmypassword Thanks this.
  2. Truckers Report Jobs

    Trucking Jobs in 30 seconds

    Every month 400 people find a job with the help of TruckersReport.

  3. Sep 1, 2023 #2
    Big Road Skateboard

    Big Road Skateboard Road Train Member

    6,207
    34,110
    May 2, 2021
    0
    I saw a decrease aftervyear 1, and significant in year 2. Also with progressive
     
    Big Road Skateboard, Sep 1, 2023
    Big Road Skateboard, Sep 1, 2023
    #2
    Keepforgettingmypassword and bamanation Thank this.
  4. Sep 1, 2023 #3
    bamanation

    bamanation Heavy Load Member

    797
    915
    Jan 22, 2009
    Muscle Shoals ,AL
    0
    The way my agent talked I would see a difference into year three.
     
    bamanation, Sep 1, 2023
    bamanation, Sep 1, 2023
    #3
    Siinman Thanks this.
  5. Sep 1, 2023 #4
    Judge

    Judge Road Train Member

    13,301
    87,794
    Mar 19, 2014
    Arkansas
    0
    They jacked mine up almost 10k with no incidents.
    I changed providers.
     
    Judge, Sep 1, 2023
    Judge, Sep 1, 2023
    #4
    Keepforgettingmypassword, Siinman and bamanation Thank this.
  7. Sep 1, 2023 #5
    bamanation

    bamanation Heavy Load Member

    797
    915
    Jan 22, 2009
    Muscle Shoals ,AL
    0
    Did you see a reduction in cost by changing?
     
    bamanation, Sep 1, 2023
    bamanation, Sep 1, 2023
    #5
    Keepforgettingmypassword Thanks this.
  8. Sep 1, 2023 #6
    Judge

    Judge Road Train Member

    13,301
    87,794
    Mar 19, 2014
    Arkansas
    0
    21k/year 2 trucks and trailers vs 35k for progressive
     
    Judge, Sep 1, 2023
    Judge, Sep 1, 2023
    #6
    Keepforgettingmypassword, Siinman and bamanation Thank this.
  9. Sep 1, 2023 #7
    bamanation

    bamanation Heavy Load Member

    797
    915
    Jan 22, 2009
    Muscle Shoals ,AL
    0
    I appreciate the feedback. $2400 a year ain’t the end of the world but I really push to keep a clean record. Hopefully I can catch a break if I have to answer some of these agents wanting to quote me a rate.
     
    bamanation, Sep 1, 2023
    bamanation, Sep 1, 2023
    #7
    Keepforgettingmypassword, Siinman and blairandgretchen Thank this.
  10. Sep 1, 2023 #8
    blairandgretchen

    blairandgretchen Road Train Member

    13,377
    71,914
    Dec 9, 2011
    South west Missouri
    0
    Give Crawford Phillips out of OKC aa call. (underwriter is great west).
     
    blairandgretchen, Sep 1, 2023
    blairandgretchen, Sep 1, 2023
    #8
    Keepforgettingmypassword, exhausted379, Big Road Skateboard and 3 others Thank this.
  11. Sep 1, 2023 #9
    Siinman

    Siinman Road Train Member

    5,289
    13,394
    Mar 5, 2017
    Kansas City, MO.
    0
    On my 3rd year I finally got a better quote from someone else.
     
    Siinman, Sep 1, 2023
    Siinman, Sep 1, 2023
    #9
    Keepforgettingmypassword Thanks this.
  12. Sep 2, 2023 #10
    Jed2009

    Jed2009 Light Load Member

    195
    573
    Jan 8, 2020
    Midwest
    0
    Same situation with me. First half year it was about 13k (yearly). Then it renewed for my first full year technically and went down to about 10k. Renewal came up for second year and for no reason went up to 13k. No tickets or claims like you. I had agent shop around and went with Northland. Went down to 6700.

    My agent did mention that with the abysmal inflation rates, lots of policies go up even if you have a clean year. If you’re past that first couple years or authority. I think that’s bogus but lots of companies will do anything for a buck these days so it’s believable.
     
    Jed2009, Sep 2, 2023
    Jed2009, Sep 2, 2023
    #10
    Keepforgettingmypassword Thanks this.
  • Truckers Report Jobs

    Trucking Jobs in 30 seconds

    Every month 400 people find a job with the help of TruckersReport.