Is this a typical leasing arrangement???

So. First option is $142,480, which including your down payment is $2,968.33/month w/o finance charge or interest, i assume.
So $742.08 every week you will owe, not counting $1000 for fuel, insurances, do you pay ifta or company?
Plus workmans comp?
2290@550$/year.
If you do it, you shouldnt have home expenses, youll be living in the truck.
$1700/year per tags

 

If you got decent credit, you can get a good used truck for 10%down, make about $1100-$1500/month payment, and be home on weekends and still have money left.
Remember, if a deal sounds to good to be true, it probably is

 

I’ll say, my truck payment is $1046.43/month, breaks down to $261.61/week, don’t have to run hard at all, make it where first load pays truck payment, second load pays fuel and accessories/insurance/tags/ 3rd is your money if nothing snaps or breaks. Each week, as long as nothing breaks, or you work that week for a tire, if it blows.

So why do people want to own a truck?
Freedom to do what you want, run when and where you want to go.

I’d say save some money, get down payment saved, have at least $15000, pay $5000 down 10k operating, then save, you need to have available to fix the highest thing on the truck.
New engine with def/labor, around $32-35000.
Dont want to scare you out of the idea, just letting you know what “could” happen

 

Expenses this half of year. Nov has a major breakdown $5225.28 is why its so high, rest is fuel/maintence and everything to do with the truck

 

I'll help you one farther. Here's my profit and loss statement for the year so far. At least you'll have a good idea what numbers to look at. Pay special attention to the maintenance and repair costs. Last year was $7,500 this year it's $13,000. On top of all the other stuff we have to pay.

 

Why is your cell phone bill 2k?

 

That's including buying new phones. I try as much as possible to pay outright for any of the cell phones I buy rather than doing the financing. My actual phone bill is only $160 a month. That is for my phone, my wife's phone, and a tablet.

 

You only ran over 30k miles this year?