I’m trying, waiting on the bank now to see what I qualify for. I’m no genius when it comes to credit score ratings and all that so when I traded pickups recently I was shocked when they said I had a low score and I’ve never made a late payment and have paid off every bill I have except for a vehicle payment and have no credit cards. Then my wife explained it all to me, thank goodness for her or I’d never figure this stuff out.
New leftover
Discussion in 'Ask An Owner Operator' started by CSTrucking, Mar 26, 2021.
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I had like 823 score I’d built over years and years and years. Then when I moved my business loans into the business name then over time I lost all my personal credit. I don’t have any credit cards or anything.
I ended up having to get a loan on my pickup for $5000 and become an authorized user on my father in laws credit card. LMAO. I’m back to nearly 800 here a few yrs later. I still owe like $300 bucks on my truck.
I thought once you build credit that it never goes away. Wrong. You gotta manage it as well. Or make so much money you never need a loan again. That’s my goal.
Vampire, Brettj3876, Accidental Trucker and 1 other person Thank this. -
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