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Insurance

Discussion in 'Ask An Owner Operator' started by biggi1996, Mar 30, 2021.

  1. Mar 30, 2021 #1
    biggi1996

    biggi1996 Light Load Member

    120
    13
    Dec 10, 2014
    0
    What type of coverage do I need just to be able to take my truck to the shop and back. Don't want to risk getting it impounded or towed
     
    biggi1996, Mar 30, 2021
    biggi1996, Mar 30, 2021
    #1
    77fib77 Thanks this.
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  3. Mar 30, 2021 #2
    catchall1234

    catchall1234 Light Load Member

    61
    118
    Nov 16, 2020
    East coast
    0
    catchall1234, Mar 30, 2021
    catchall1234, Mar 30, 2021
    #2
  4. Mar 30, 2021 #3
    biggi1996

    biggi1996 Light Load Member

    120
    13
    Dec 10, 2014
    0
    Thanks for the response. But I have spoken to two different agents today and they said I can't get it unless I'm leased to a carrier. I explained to them that I'm working on the truck at the moment and not trying to haul freight. Getting it road ready.
     
    biggi1996, Mar 30, 2021
    biggi1996, Mar 30, 2021
    #3
  5. Mar 30, 2021 #4
    slow.rider

    slow.rider Road Train Member

    2,005
    4,741
    Apr 4, 2017
    NYC
    0
    Might be cheaper to just have it towed to the shop.
     
    slow.rider, Mar 30, 2021
    slow.rider, Mar 30, 2021
    #4
  7. Mar 31, 2021 #5
    ApeHangerGod

    ApeHangerGod Bobtail Member

    25
    14
    Aug 28, 2018
    0
    How far is the shop? I’d just drive it there if it’s within a reasonable distance!
     
    ApeHangerGod, Mar 31, 2021
    ApeHangerGod, Mar 31, 2021
    #5
  8. Mar 31, 2021 #6
    ChevyCam

    ChevyCam Light Load Member

    269
    401
    Mar 4, 2018
    0
    Non trucking liability is what I have through progessive. About 800 / year.
     
    ChevyCam, Mar 31, 2021
    ChevyCam, Mar 31, 2021
    #6
  9. Mar 31, 2021 #7
    wis bang

    wis bang Road Train Member

    3,443
    4,084
    Jan 12, 2011
    Levittown, PA
    0
    Non trucking liability covers you when moving NOT under dispatch, other wise you would be covered by the carrier's coverage, In 43 years, I haven't seen a NTL cover anything.That's why you need to be leased...

    Bobtailing has nothing to do with it IF you were under dispatch.

    Had a guy arrive AT 0800. Plant says stuff won't be ready till 5; drop the tank under the spiller and go sleep in the shade. He decides to bobtail out for a good breakfast as it looks like it's gonna be a long night.

    Bobtailing back he bumps a car that starts to go and re-stops. We paid, not his NTL

    One of my owner operated box trucks isn't dispatched, goes for oil change. On his way back gets sideswiped by a Mercedes who blew around him a the right turn to keep from following him. Claims Bodily Injury and his NTL says 'not our problem, getting the truck serviced is under the carrier's insurance.... W H A T ! ! !

    Our insurance goes to a NJ insurance NYL specialist and there is precedent. We are covering this one...
     
    wis bang, Mar 31, 2021
    wis bang, Mar 31, 2021
    #7
    iledbett Thanks this.
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