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Progressive, Northland, or Great West?

Discussion in 'Ask An Owner Operator' started by Beaver9, Jan 27, 2022.

Page 2 of 6
  1. Jan 28, 2022 #11
    Beaver9

    Beaver9 Heavy Load Member

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    I contacted Great West directly to get the info.
    Weird. They said to fill out the form online and within 48 hours someone will contact me regarding the quote.
    I can't believe you can't get a list of agents.
    I found one lead to one of the agents. But I had to leave a voice mail too.
    Not easy to get a Great West agent in the Midwest/Chicagoland?
     
    Beaver9, Jan 28, 2022
    Beaver9, Jan 28, 2022
    #11
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  3. Jan 28, 2022 #12
    DUNE-T

    DUNE-T Road Train Member

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    I can give you mine in Michigan if you want
     
    DUNE-T, Jan 28, 2022
    DUNE-T, Jan 28, 2022
    #12
    Beaver9 Thanks this.
  4. Jan 28, 2022 #13
    Beaver9

    Beaver9 Heavy Load Member

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    Can you PM me?
    Thank you!
     
    Beaver9, Jan 28, 2022
    Beaver9, Jan 28, 2022
    #13
  5. Jan 28, 2022 #14
    Beaver9

    Beaver9 Heavy Load Member

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    Finally, I got an agent who called back.
    He rated commercial insurance like you all did:
    1. Great West
    2. Northland
    3. Progressive

    If Great West won't beat the Northland Quote that is where I will go. I will move from Progressive. But if Great West beats them all I'm taking that.
     
    Last edited: Jan 28, 2022
    Beaver9, Jan 28, 2022
    Beaver9, Jan 28, 2022
    #14
    bbechtel16 Thanks this.
  7. Jan 28, 2022 #15
    Long FLD

    Long FLD Road Train Member

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    I, and the guy I’m leased to, have used Great West since 2019 after he had been with Northland for years. Back in the summer of 2015 when we had Northland I had a guy roll back into me after we loaded cattle. Typical deal, not enough room to get around, but when I pulled up I stayed back far enough to open my hood and walk around to clean my windows. He rolled back and cracked the hood on my W900. Here’s the kicker. He also had Northland and they were trying to lowball me on the repairs to my truck. The adjuster wanted me to find a used hood and grille. Finally I asked if they wanted a truck that they insure to be repaired with used parts. Anyway, no complaints with Great West since we switched.
     
    Long FLD, Jan 28, 2022
    Long FLD, Jan 28, 2022
    #15
    bbechtel16, D.Tibbitt, Siinman and 2 others Thank this.
  9. Jan 28, 2022 #15
    Beaver9

    Beaver9 Heavy Load Member

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    I forgot to ask my agent if Great West gives discount if paying a lump sum like Progressive. I know Northland doesn't.
     
    Beaver9, Jan 28, 2022
    Beaver9, Jan 28, 2022
    #15
  10. Jan 29, 2022 #16
    ProfessionalNoticer

    ProfessionalNoticer Road Train Member

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    Like I mentioned in another post, GW tries to lock you into whoever you quote with to help prevent their agents from undercutting each other. With places like Progressive, you can get 100 different quotes through many agents and they'll all be different.
     
    ProfessionalNoticer, Jan 29, 2022
    ProfessionalNoticer, Jan 29, 2022
    #16
    Vitkouski Thanks this.
  11. Jan 29, 2022 #17
    xsetra

    xsetra Road Train Member

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    Great West also has $5,000 towing covered and mechanical breakdown. I had an air compressor go bad. Towing, motel and meals were covered. No deductible. 3 days for repairs.
    I think Great West has a installment payment fee. Just a couple bucks.
     
    xsetra, Jan 29, 2022
    xsetra, Jan 29, 2022
    #17
    Beaver9 and ProfessionalNoticer Thank this.
  12. Jan 29, 2022 #18
    Midwest Trucker

    Midwest Trucker Road Train Member

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    Midwest Casualty is an option as well. They aren’t bad and who I had in between progressive and great west.
     
    Midwest Trucker, Jan 29, 2022
    Midwest Trucker, Jan 29, 2022
    #18
    Beaver9 Thanks this.
  13. Jan 31, 2022 #19
    Beaver9

    Beaver9 Heavy Load Member

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    Yay...Yay...Yay

    Great West was the highest but dropped their quote. :) It's $9,800 with Great West. Northland is $10,000. Progressive is $10,400.
    I don't need to pay in full as people mentioned. Do you have it deducted from your checking account on a monthly basis? I collect points and would like to use my credit card. I use these points to travel.

    I raised the truck value by a couple thousands as well with Great West. Great West was $11,000 but like you mentioned the quote could be negotiated, so they did lower it down. First agent I worked with lied to me so it seems. She probably never tried getting me a quote from Great West. She might not even work with Great West.

    Did you change the value of your truck since the value of equipment is 30% more. I didn't change the value of the trailer. And the value for the truck is low if I would need to get a similar truck elsewhere.

    I didn't know that different Progressive agents can get different quotes. Not that it will change anything now. I want to stay with Great West. What about Northland agents? Can one agent lock the rate?
     
    Beaver9, Jan 31, 2022
    Beaver9, Jan 31, 2022
    #19
    ProfessionalNoticer Thanks this.
  14. Jan 31, 2022 #20
    Beaver9

    Beaver9 Heavy Load Member

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    Thank you for pushing me to get a quote from Great West!
    What about Northland agents? Do their quotes vary when shopping around?
     
    Beaver9, Jan 31, 2022
    Beaver9, Jan 31, 2022
    #20
    ProfessionalNoticer Thanks this.
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