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Trying to refinance Truck.. pre payment penalty?

Discussion in 'Ask An Owner Operator' started by Plsdontflip, Jul 28, 2022.

Page 2 of 2
  1. Jul 28, 2022 #11
    Plsdontflip

    Plsdontflip Light Load Member

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    Oct 10, 2021
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    Gonna do that with a copy of my EFA. Thanks for input
     
    Plsdontflip, Jul 28, 2022
    Plsdontflip, Jul 28, 2022
    #11
    Rideandrepair Thanks this.
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  3. Jul 30, 2022 #12
    RunningAces

    RunningAces Road Train Member

    1,302
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    Jul 2, 2017
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    Can I interst you in taking out a loan with me for the low APR of 35% good sir?
     
    RunningAces, Jul 30, 2022
    RunningAces, Jul 30, 2022
    #12
    tarheelsfan105, nikmirbre, Last Call and 1 other person Thank this.
  4. Jul 30, 2022 #13
    Last Call

    Last Call Road Train Member

    7,568
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    Mar 15, 2021
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    Did you go through a ligament Fiance company ? ..or some dude .. named shorty in the back alley behind some Pizzeria. That had a scare down his right cheek and was missing 2 fingers on his left hand .. and smoked cheap cigars ?
    You must wanted to by this truck really really bad..
     
    Last Call, Jul 30, 2022
    Last Call, Jul 30, 2022
    #13
  5. Jul 30, 2022 #14
    Tropsnart

    Tropsnart Road Train Member

    1,130
    2,386
    Jun 8, 2015
    Pavilion New York
    0
    I would think that since you have a written agreement to pay that payment at that interest rate then they are being generous letting you out for $2500. Does the agreement say they must allow prepayment? The flip side would be them demanding full payment any time they feel like it to lower their risk.
     
    Tropsnart, Jul 30, 2022
    Tropsnart, Jul 30, 2022
    #14
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