Another insurance question.....

Non trucking liability is the technical name for "bobtail" insurance. It covers the liability of operating your truck whenever it is not being operated under dispatch, meaning at the direction of the motor carrier that has the primary insurance coverage on it.

NTL and bobtail are the same coverage.

 

I’m no insurance agent but doesn’t ntl would cover a trailer too ? As long as you are empty and not under carrier dispatch. Bobtail is just a tractor not under dispatch ?

 

I was with great west, about a year ago their rates doubled in Maryland where I live. So away they went.

 

I used to be with Progressive, but I left them for a better rate. You will need to get a lease for insurance and tags if you don't have your own authority.

 

Unfortunately, no I do not have any online quote sources for you. Commercial auto is still a call and talk to an agent type of business because there are so many variables that need to be considered before an accurate quote can be generated.

All underwriters will require you to be leased to a carrier before binding a non-trucking or bobtail liability policy and a physical damage policy. They are all categorized as secondary insurance products, meaning they need a primary policy from a motor carrier responsible for safety to be valid. You may be able to get short term commercial auto to allow you to apply for a hunter's permit, which is a temporary apportioned credential used for when you are in-between leases and need to move your truck from one place to another. Progressive does not write that type of insurance, you will need a real underwriter like Great West or similiar.