Indiana Crash Report for Electrical Lines

Downed electric lines. Ripped the wire off a house and a pole across the street from the house. Visible siding damage. Cop said not sure if damage is structural. No injuries, legal height of 13'6", public residential street in IN, no signs prohibiting trucks, no citation issued, only a crash report number hand-written along with the lieutenant's info and the date on a LexisNexis BuyCrash slip.

Company driver btw. No tickets. No accidents. Planning to go O/O pending market conditions.

I 1st stopped and got out, spoke to witnesses briefly, everyone seemed ok so I told them to call the utility company then left but came back after dropping the trailer 1 mile away (based on a previous similar experience in a different state where LE were joking saying I could've just kept going. Dumb move I think in this case) LE said had I not came back it would have been an arrestable offense.

I went back for a 2nd time and got the contact info of a couple of witnesses who seemed genuinely understanding and sympathetic. Ideally I would have wanted formal documentation of the legal height right when it happened, so, another reason I should have stayed. I'm hoping the witnesses would be helpful in case a corroboration of height becomes needed. Cop said as a professional I should have been able to tell whether a line was too low or not, but also said he wasn't sure how insurance would handle it. Also said, short of an injury or fatality, he wouldn't have measured the height of the combination even if I had satyed there until he arrived - he would have just taken my word for it.

I know even a not-at-fault impacts insurance rates and impacts hiring prospects and earning potential. I'm also with a good, small, Slavic-owned, 1099 carrier out of Chicago. I know :/ ). We work well together but I wouldn't 100% trust they wouldn't damage my record, or let it be damaged if it could benefit them.

I'm willing to go ALL THE WAY to leave this off the record / exculpate myself if there's a chance (attorneys, trial, examining witnesses...etc.) to keep my records clean. How do you determine how this will show on the mvr or psp? And how (not)bad is it? What would you do / have done?

 

They were too low. How can that be proven if they come after me/us and our insurance, especially considering that I left, dropped the trailer (as this was the reason I was in the area), then came back? Who has the burden of proof here?

 

Just the lower cable in the second picture (screenshot from Google Earth). I'm not sure I know the answer. Does only one wire being damaged prove it wasn't properly installed?

 

The actual damage to the house: