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Seasonal trucking insurance coverage off-season

Discussion in 'Ask An Owner Operator' started by bvanzalen, Nov 11, 2025.

  1. Nov 11, 2025 #1
    bvanzalen

    bvanzalen Bobtail Member

    13
    4
    Feb 2, 2021
    0
    I own two semi-trucks and run seasonal hauls for the agriculture industry, so both rigs sit idle all winter. I asked my Farm Bureau agent about switching them to comprehensive-only coverage during storage, but he insisted one truck must stay on full coverage year-round. Has anyone else run into this? TIA.
     
    bvanzalen, Nov 11, 2025
    bvanzalen, Nov 11, 2025
    #1
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  3. Nov 13, 2025 #2
    86scotty

    86scotty Road Train Member

    4,699
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    Aug 27, 2017
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    I’ve heard the same, but I’m not 100% sure that that’s everywhere. Call around.

    I think the problem is that you can’t keep your authority active without insurance on a truck.
     
    86scotty, Nov 13, 2025
    86scotty, Nov 13, 2025
    #2
    bvanzalen Thanks this.
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