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Benefits?

Discussion in 'Questions From New Drivers' started by bignick, Dec 1, 2013.

Page 1 of 3
  1. Dec 1, 2013 #1
    bignick

    bignick Light Load Member

    84
    10
    May 9, 2013
    Gastonia NC
    0
    First off I 29 years old from charlotte nc. I am currently a HVAC tech. I have always thought driving would be a very exciting career. The main reason im looking to drive OTR is medical benefits. I have a son with kidney/liver disease. Im making my decision based on company that offers the best benefits. I know that driving OTR is gonna SUCK for me/family,but I will do anything to help my son/family. We currently pay for private insurance which is around 1k a month out of pocket. My end goal is to get my exp then start o/o with my w900.
     
    bignick, Dec 1, 2013
    bignick, Dec 1, 2013
    #1
    baha Thanks this.
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  3. Dec 1, 2013 #2
    diabello

    diabello Light Load Member

    244
    95
    Jun 7, 2011
    Las Vegas
    0
    Have you checked into Obamacare, you should be able to get better rates than private insurance and your current employer will probably have to offer you some sort of Health insurance now.
     
    diabello, Dec 1, 2013
    diabello, Dec 1, 2013
    #2
  4. Dec 1, 2013 #3
    Ridgeline

    Ridgeline Road Train Member

    22,649
    120,837
    Dec 18, 2011
    Michigan
    0
    Why do you assume that you have to start as otr driver?
     
    Ridgeline, Dec 1, 2013
    Ridgeline, Dec 1, 2013
    #3
  5. Dec 1, 2013 #4
    bignick

    bignick Light Load Member

    84
    10
    May 9, 2013
    Gastonia NC
    0
    I don't but, I want to learn before the next move.
     
    bignick, Dec 1, 2013
    bignick, Dec 1, 2013
    #4
  7. Dec 1, 2013 #5
    bubba mark

    bubba mark Medium Load Member

    615
    733
    Apr 9, 2009
    0
    Before you do anything check the NC exchange to see what kind of insurance you can get and if you qualify for a subsidy. If you are wanting to become a trucker just for the benefits you might be a little disappointed. Most starter company plans don't even kick in for at least six months and most are not good plans. On top of that if and when you become an o/o you will have to go right back into the private market.
     
    bubba mark, Dec 1, 2013
    bubba mark, Dec 1, 2013
    #5
    Tonythetruckerdude Thanks this.
  8. Dec 1, 2013 #6
    bignick

    bignick Light Load Member

    84
    10
    May 9, 2013
    Gastonia NC
    0
    I do have insurence offerd at work. It's more expensive than what I pay now. My sons coverage double with obamacare.
     
    bignick, Dec 1, 2013
    bignick, Dec 1, 2013
    #6
  9. Dec 1, 2013 #7
    ewill71

    ewill71 Heavy Load Member

    759
    234
    Oct 3, 2011
    mcgregor tx
    0
    don't accept Barrycare........to to many negatives
     
    ewill71, Dec 1, 2013
    ewill71, Dec 1, 2013
    #7
  10. Dec 1, 2013 #8
    missjhawk

    missjhawk Medium Load Member

    571
    324
    Jul 24, 2013
    nutbush
    0
    Have u thought about putting yo son on disability or state funded ins i my state offers state funded ins even if the parent work u just have pay co pay i have a friend her daughter is on disability for a speech impairment the is 7years old
     
    missjhawk, Dec 1, 2013
    missjhawk, Dec 1, 2013
    #8
    baha Thanks this.
  11. Dec 1, 2013 #9
    bubba mark

    bubba mark Medium Load Member

    615
    733
    Apr 9, 2009
    0

    I seriously doubt that but ok
     
    bubba mark, Dec 1, 2013
    bubba mark, Dec 1, 2013
    #9
  12. Dec 1, 2013 #10
    bignick

    bignick Light Load Member

    84
    10
    May 9, 2013
    Gastonia NC
    0
    I have tried disability Medicare all that. If I had a better option I would do it. We have the best insurence we can afford right now. Like I said its about 1000 a month. If I get the same plan thru work is about 1200. I'm just simply looking for input on y'all's experience with benefits. I've talked to maverick. There medical is really good. Only requires 60 days employment.
     
    bignick, Dec 1, 2013
    bignick, Dec 1, 2013
    #10
    TruckDuo and baha Thank this.
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