Is the Legal Ticket Protection Plan Worth it?

Discussion in 'Questions From New Drivers' started by stocktonhauler, Mar 25, 2008.

  1. stocktonhauler

    stocktonhauler Medium Load Member

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    During orientation, the instructor pushed this legal protection plan as a good way to protect my driver's license. But, at $4.95 per week, it seems awfully expense, and besides there's a $100 deductible. Is this program a rip, or a weekly deduction worth the price?
     
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  3. GasHauler

    GasHauler Master FMCSA Interpreter

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    I believe it's better not to get tickets and if you do then you can hire a company like this to help. It sounds like a big ripoff to me. I know lots of drivers that have alot of years and don't have tickets or maybe one or two in 20 years or so. So would that be worth it?
     
  4. Big Don

    Big Don "Old Fart"

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    That instructor is likely getting a kick back on whatever policys he sells if he is really pushing it. In any case, I don't much like lawyers and won't pay one unless and until I NEED one. They do have a place, it's just that their place is NOT WITH THEIR HAND IN MY POCKET.:biggrin_25522:
     
  5. bullhaulerswife

    bullhaulerswife Forum Leader/Admin Staff Member Administrator

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    Ain't that the truth! :biggrin_2559::biggrin_25525:
     
  6. cajun

    cajun Light Load Member

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    i feel the same way as most of the others here do about lawyers. however, i don't think it's a bad idea to have a pre-paid legal service your first 2 or 3 years on the road. you never know what's going to happen and where its going to happen. just say you are 1500 miles away from home and are paying more attention to where you're going instead of how fast you're going and get pulled over for speeding and receive a citation. if it's more than 14 mph over the speed limit it will show up on your mvr, you don't want that. with a ppl service, you just call them and they will handle it for you. or you can do as the others suggested and wait until you get a ticket, then find a lawyer in that town and then will pay a minimum of $200.00 at one time to that attorney. either way, it's tax deductible, the last ticket i got was 3 or 4 years ago in po-dunk, georgia on a 4 lane divided US highway going through a small town with nothing but one caution light. the speed limit went from 65 to 45 without much warning and i didn't see the sign. the cop pulled me over and said he clocked me at 68 in a 45(ouch) before he got started writing the ticket i asked him if he could cut me some slack and do a speed reduction because i have a clean driving record. he wouldn't reduce the speed but, he made a notation at the bottom of the ticket to the clerk to work with me on it. when i called the clerk a couple of days later she told me that if i would pay the fine before the court date they wouldn't turn it in to the state. so i paid the fine which is what they really want anyway and still have a clean mvr. this is basically what any of the ppl services do when you get a citation, do some research on the internet there are other legal services out there than the one the instructor is trying to push on you.
     
  7. HardlyWorkingNeverHome

    HardlyWorkingNeverHome Heavy Load Member

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    Sounds like that Schneider prepaid legal. If you compare what is available, other services run $40 or so a month and is only good for motor vehicle offences. The plan your company offers should cover divorces and a few other common things you would need a
    lawyer for exept sueing your employer obviously lol.


    A $100 deductable is worth it if you have access to the lawyer services for more than just cmv issues. A divorce on the cheap for example is minimum $500 normally.

    :biggrin_2558:
     
  8. thummper

    thummper Light Load Member

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    I'm going to my 30 year reunion and got ahold of an old classmate that is a public defender in los angeles. he helped me out of a nevada bind recently. he introduced me to a lawyer that specializes in commercial vehicle law. she was aces too. your high school class is an untapped resource. help them or help you and catch up.
     
  9. windcatcher

    windcatcher Bobtail Member

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    The instructor get a kick back for advertising these bs driver plans. Not worth the money or hassel with these so called drivers legal plan that suppose to help you out but do more harm than good . Save that money in a saving account for a lawyer you can trust to get the job done right the first time so years later it want come back to bite you. if you ever get a speeding ticket or just get a brush of bad luck take my advice google you a lawyer that specialize in commercial truck drivers matters as soon as you get a ticket and keep throught document of everything so when you get a ticket and the state says you didn't pay you can go get the proof. now would not be a bad ticket to start researching a good lawyer for a rainy day. a ounce is prevention will yield a pound of cure trust me. also any owner operator and give you a referral to a good dot certified lawyer.
     
  10. snowman01

    snowman01 Road Train Member

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    Short answer: No. The instructor and school was getting a kick back which was covered by the other people. Drive legal and safely and don't worry about it. Do you have a pre-paid legal plan with your pov???
     
  11. Logan76

    Logan76 Crusty In Training

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    You might need the cheap divorce if you go work for schnieder....
     
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