I'll probably have to go through schneider finance, maybe even lease a truck if I can't purchase one with no down payment or at least a very small down payment. Unfortunately I made the mistake of cosigning on a friend's credit card so he could buy tires for his truck and help boost his credit score. I found out 2 months ago he missed 3 payments in a row and the account was closed. I had to pay $721 to pay off the account before it did any more damage from credit score. I went from a score of 711 to 580. It's probably about 620-650 now but still horrible considering what I had.
SCHNEIDER CHOICE PROGRAM - FREEDOM AWAITS " YOU " by JAR-HEAD
Discussion in 'Schneider' started by Jar-Head, Jun 22, 2014.
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My credit rating was around 490 when I leased. They're way more concerned with how you answer questions in the interview to determine whether or not you have the ability to turn a profit. As long as you can do that, they'll always get their payments LOL.Jar-Head Thanks this.
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i did some research for you , you can still do the lease with a balloon it's a purchase .. But structured as a lease for tax purposes .
If you got any other questions I'll try to get you some answers . When you plan on making the jump ?oragonads Thanks this. -
I'm gonna try to post more general load board info later tonight or tomorrow .. But the wife has me lined up for a
1. Asian massage
2. The movie TAMMY ( her choice )
3. TX roadhouse ( military discount ) I go to places that rec service members ..
4. Pedi ( for her )
then hang an gout for fire works day and take off on the road ... Vacation officially over in T- 4 days -
straight from computer dloads dont work. needs to come via photo sharing site?
edit, as I know recall advanced worked too, just like the marine said. -
Thanks, I'm putting the application in tonight. I'm hoping to be in my own truck and running on choice in the beginning of August. I having spoken to anyone yet so I'll see how it goes.
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Gonna post a few updates to thread tonight
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For you guy that are on choice program do you or did you have a "fall back" account set up prior to joining? Like a bank account with some emergency funds for those slow weeks or breakdowns?
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Matt yes I have a Business account which I keep several months worth of emergency funds. I pay myself a set amount every week as a salary and the full settlement goes into account. I then pay myself to keep personal and business seperate. I also have operating money in there if needed. You never know when you may need a hotel or buy fuel with cash in case they don't take efs or a lube job or maintenance which I pay for with cash. So yes you need start up money in an account you can access any time YOU want and for whatever you want.
unloader Thanks this.
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