Running your own authority can you purchase insurance bi-annually.

If the truck is titled under a different name than the name on the authority. Your insurance company should let you drop the coverage on the truck and just keep the minimum liability to have the MC active. You should save some. This way you don't drop or have insurance lapse. Your authority stays active, Looks better when looking for loads.
Good luck

 

Unless you are leasing from the company, that would be the requirement. If your driving a company truck this isnt a issue.

As to having a insurance that you cam skip around with, is really a bad idea. Insurance companies like history. The longer you are with a particular insurance broker of insurance the better. Also if you got a level one and had to show history with a DOT officer I would tend to think he would find it suspicious to your needing to have on and off insurance.

This is a job. Do you want to make money? If you dont want to make money then trucking isnt for you. But to make money, you have to work. Kick back if you want to at the end of a lifetime if you want, yet if you have worked your life, then you wont be kicking back.

 

Might be better off to find someone to share the truck with. There are plenty of older hands in S.Florida who would love to drive for a few months every year while you are off recuperating.

 

You can drop your coverage down to minimum if the truck is parked for those six months. For me that would bring it from 500 a month to 50 dallors/month.