Double Yellow's Company Driver to Independent Thread

I get what you are saying, but numbers don't lie. statistics show that you are the exception to the rule, not the standard.

 

You are aware that there are many things, out of your control, that can have an affect on your credit score? With the way the economy is today it only takes losing your job for your credit score to take a hit. When it comes down to it, putting food on the table or paying that bill/rent which do you think you will do first? Even a bad business decision could cause your credit score to drop like a rock.

To judge someone based on their credit score show how shallow people can be. You have the report you can always ask why something happened first before you lump them into the pile of 'not worthy'.

 

I strongly disagree. If I lost my job today my credit score wouldn't take the slightest bump of a hit. Why? Cause I've been a responsible adult, lived with in my means, don't have a pile of credit card debt, and have saved money to provide for my family for several months on case I either lose my job or get injured and lose the ability to work.

People with bad credit are the same ones that live pay check to pay check, spending every penny they make, and rack up silly credit card debt. (Obviously there are extremely rare exceptions to this)

 

You beat me to it. Most people these days have zero savings, but have new vehicles, big tv's, all the latest electronics. And then it's someone else's fault when they can't make their payments.

 

mostly all the tables are saying is a poor credit score means he isn't driving a new pu so the poor slob has a a 93 Grand Marquis and gets penalized for it

if company A has 2 trucks one a 2006 Columbia towing a 2004 Utility drum brakes all around. The other truck is a 2015 Cascadia with disc brakes and a 2014 Great Dane with disc brakes the driver with the lower credit score is at more risk driving the new truck???????????????

figures dont lie but liars figure

 

The fallacy with your example is: The guy with the bad credit doesn't get that new truck with disk brakes all the way around. He is doing a crappy fleece deal, or driving an old truck. And he also isn't maintaining that old truck well or running the safest tires. He has crappy credit cause he doesn't save money or earn enough to pay his bills on time. Guys that don't save money don't go drop over four grand on new Michelins. They buy cheap used generic recaps.

 

i said company trucks hence company drivers
Lindasy Lohan prolly has great credit score you want her driving?

 

Some people do have poor credit through no fault of their own. Accidents and illnesses do happen. On the other hand, if you could poll everyone with a credit score below, let's say, 625 I would be willing to bet that the majority is because their debt to income is so far out of whack it isn't funny. I'd also bet they are driving newer vehicles and ran up cc debt purchasing frivolous items or going on vacation.

 

629 score newest car is 15 years old
$380000 over insurance cost to keep my 21 year old alive 6 more months with leukemia in 2007
and after owning my own fishing boats for 38 years regulations cut profits to zero but with the hampered catch quotas boats lost value
guess i just wasn't as smart as the rest of humanity
but I am sure credit score and my driving ability have no correlation except in some actuary that will make facts fit the conclusion after the fact

 

But that's not what the rest of us were talking about. Dy cited a quite he got as a carrier. When dealing with employee drivers, their credit isn't as much of a factor, and is basically no factor when it's a big trucking company. The trucking companies credit IS a factor.

 

And you are the exception. Not the standard. Already said this once. The other 99 percent it's due to their own piss poor bad decisions.