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Insurance for old truck

Discussion in 'Ask An Owner Operator' started by RJ Lopez, Nov 5, 2016.

Page 3 of 7
  1. Nov 5, 2016 #21
    stayinback

    stayinback Road Train Member

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    chicago,il
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    That's Horsechit...Who's telling you this?

    Whats your driving record like?(Not your csa score) I'll get to the bottom of this
     
    stayinback, Nov 5, 2016
    stayinback, Nov 5, 2016
    #21
    rank, dunchues, ramblingman and 2 others Thank this.
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  3. Nov 5, 2016 #22
    wore out

    wore out Numbered Classic

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    CHASIN THE DEVIL'S HERD
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    One problem may be going from an 09 to an older rig. I have owned my 85 for 20 years, the 86 I was 11 when it was bought brand new and brought home. Though it's been in my name and insured by me for 8 years. I can't say that's the issue I'm just thinking out loud since it seems you have the experience and a good score
     
    wore out, Nov 5, 2016
    wore out, Nov 5, 2016
    #22
    rank and Dye Guardian Thank this.
  4. Nov 5, 2016 #23
    RJ Lopez

    RJ Lopez Bobtail Member

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    I have my last violation over 5 years ago on my personal car ,right turn on red light w/o stopping
     
    RJ Lopez, Nov 5, 2016
    RJ Lopez, Nov 5, 2016
    #23
    rank Thanks this.
  5. Nov 5, 2016 #24
    RJ Lopez

    RJ Lopez Bobtail Member

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    The tru is almost sold ,im getting rid of it because I a constant pain in the but between Egr and aftertreatment,DPF
     
    RJ Lopez, Nov 5, 2016
    RJ Lopez, Nov 5, 2016
    #24
    rank and wore out Thank this.
  7. Nov 7, 2016 #25
    strollinruss

    strollinruss Road Train Member

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    Montgomery, TX
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    It is nice that's why today, since it's raining, I'm driving the International.
    If I knew how to put them on here I would. I will try.
     
    strollinruss, Nov 7, 2016
    strollinruss, Nov 7, 2016
    #25
    rank and Dye Guardian Thank this.
  8. Nov 7, 2016 #26
    strollinruss

    strollinruss Road Train Member

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    RJ. How are you looking for insurance? If you are looking online stop now. Go find an agent, or insurance broker. He will represent many different companies and it should be a piece of cake. Half the problems I see on this site would be solved if guys would look for information in the correct manner.
     
    strollinruss, Nov 7, 2016
    strollinruss, Nov 7, 2016
    #26
    rank, SoDel, ramblingman and 2 others Thank this.
  9. Nov 7, 2016 #27
    RJ Lopez

    RJ Lopez Bobtail Member

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    I got a hold of a couple of places ,gave them the vin on truck and trailer and all the info needed ,will see what they come up with
     
    RJ Lopez, Nov 7, 2016
    RJ Lopez, Nov 7, 2016
    #27
    rank and ramblingman Thank this.
  10. Nov 7, 2016 #28
    calnca

    calnca Medium Load Member

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    Bella Vista, AR
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    What a load of BS.....while various carriers have "age of power unit" criteria, it is just a factor in pricing....and sometimes "acceptance". Older units DO have more OOS equipment/maintenance issues....we have the stats to back it......but as a carrier (A++/XV) we routinely cover older units. Ironically in that regard, one of the carriers in our Group of carriers actually debits the liability on 0-3 year old power units because they feel those units will get more miles on them (trying to pay for them) annually than a 6 year old power unit......so to say that there are problems "placing" coverage on a 98 379 is ridiculous.

    Interesting side light to this is that we have noticed the values for phys dam have increased in CA over the rest of the country as CARB tries to enforce clean idle etc.....the newer units required to be compliant have ran the average phys dam value $ 20,000 or so higher than other states
     
    calnca, Nov 7, 2016
    calnca, Nov 7, 2016
    #28
    rank and RJ Lopez Thank this.
  11. Nov 7, 2016 #29
    RJ Lopez

    RJ Lopez Bobtail Member

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    I started receiving email and letters from my current agent over six months ago regarding ELD mandate,they want me to be in compliance by December 1st of 2017.My thinking with all this is that I was not planning on keeping my 09 International anymore. i've owned the truck for a few years now,and is not wise to keep this VGT, EGR, Aftertreatment ,DPF nightmare I spend a lot of time and money just keeping it alive .
    So went and bought a 98 378
    Rebuilt the engine by my self put a new trans an clutch ,new tire and brakes and the truck is at the shop getting a new APU ,This truck is twice as nice as my International and now im encountering this headache.
    I dont care about CA and I prefer paper logs over FMCSA scrutiny
     
    RJ Lopez, Nov 7, 2016
    RJ Lopez, Nov 7, 2016
    #29
    rank and ramblingman Thank this.
  12. Nov 7, 2016 #30
    m16ty

    m16ty Road Train Member

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    Jan 22, 2016
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    Just get liability insurance on older trucks. There is just no reason paying out more in insurance than the truck is worth.

    Lots more insurance companies will talk to you if you just want liability coverage.
     
    m16ty, Nov 7, 2016
    m16ty, Nov 7, 2016
    #30
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