Has anyone here lost a truck back to the finance company?

Alot of you guys buying trucks for the first time need to learn how to save money as a company driver before ya'll think about buying a truck.. 2nd get you'e credit together... learn how to be discipline...being an owner operator it' a whole other side of the business... I'f u driving for cheap loads you won' make any money and if you'r truck breakdown y'all gonna want to quit... learn what is a good load compare to a bad load.. next thing is important you have to work on you're truck sometimes to save money.. don' run to the dealership every tme u have an issue they will break ya pocket.

 

Yep. Money management is always the first key to success. Take care of that first and foremost then most everything else falls into place and becomes manageable. Go into something with a financial mess and it doesn't matter how good freight rates may be out here. That's not going to help anyone with money management issues. People with poor credit and unreasonable debt burdens are the first to get taken advantage of. You can spot them a mile away while everyone else is busy making money hand over fist they're scratching their heads asking where all the action is at.

But everyone out there thinks they're the one that can do it and overcome it all. They lack the most important skill of all. Patience. Money management is so simple a 1st grader could grasp it. It takes time and patience to see results. And there's way too many people out there with no patience who think they can skip this crucial step.

 

That thing has got to be close to being paid off!! DONT STOP NOW, and ruin your lives,

what? Do you owe maybe another year or 2 on it plus your overhaul that you probably financed,

Don't give up and in just yet- Pretend its a roof over your children's heads that you MUST provide for.

You don't see too many people "Give up" on theit Homes.....So Don't give up on this,

Pay it off THEN Sell the Garbage.

 

Money management is key. So is a maintenance schedule and sticking to it. So many buy a new one and run it everyday till they look up one day and it's 2 years from paid for and wore ### out. But look at all the money we saved on no grease and extended drains. Going to the lake, or what ever flips your trigger is just so much more important. Or they rely on a place that does a half ### job. As company drivers they are not mechanics why should we be now? Simple because no one will take care of your truck like you. It's just another dollar to them.

Or I don't know anything about that stuff.

It ain't rocket science, a few dollars in the simplest of tools goes a long way. If you do have others service it for the love of God get your ### on the ground and double check them at least.


Not saying that is the case here at all I wasn't there. I just see it alot

 

An owner operator must get dirty sometimes and be good with tools. After fuel, most money goes for maintenance and repairs. I envy those with thorough mechanical skills. I dirty my hands and find myself crawling under the chassis more often but still prefer to rely on a repair shop that I hope won't screw me over too much.
But the ability to identify what needs to be fixed: where's the air leak, where's the oil leak, why is the thread wearing out this way or that way, knowing when the shocks are gone or bushings also DIY things: changing air filters, replacing belts, mud flops, finding electric short circuits, adjusting brakes, changing o-rings in leaking hoses or changing valves. The diagnostic knowledge is invaluable as you go to a shop and tell them what to do instead of letting them to find problems.