Insurance prices $

Good to hear! I'd suggest keeping your documents for insurance in an easy to remember place, so it isn't too much of a hassle to shop around next year. It makes sense to target at least 2 brokers, get about 1 month before your coverage expires, and give them a target price that you are trying to get to. Let each know they are competing with one other broker.

If a broker has enough time and motivation, you will more than likely get something that works.

Drive safe!