O/O Insurance with no experience

Discussion in 'Ask An Owner Operator' started by madd dogg, Jan 26, 2017.

  1. superTrucker77

    superTrucker77 Light Load Member

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    Feb 11, 2017
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    Also I know people running 30 -50 trucks operations and have like 30% just out of school drivers and about 20% of they're drivers need a point or 2 to get licence suspended by points
     
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  3. LoJackDatHo

    LoJackDatHo Medium Load Member

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    Jan 26, 2017
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    Illinois
     
  4. superTrucker77

    superTrucker77 Light Load Member

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    Feb 11, 2017
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    I don't have general liability, though I louse some freight cause of it, some customers want to see it, and for a huge amount. I also don't have workman comp. Just auto liability 1000000.00
    100000.00 cargo, reefer breakdown is covered and 1000.00 deductible on cargo
     
  5. LoJackDatHo

    LoJackDatHo Medium Load Member

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    Same here
     
  6. Skate-Board

    Skate-Board Road Train Member

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    Merrimack, NH
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    One thing most people forget is cargo insurance. That is the hardest to get.
     
  7. 6rider

    6rider Light Load Member

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    Oct 24, 2016
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    ####, that is pretty high! My dad is local ontario though so I'd imagine it's lower for ontario only not cross border...
     
    Dye Guardian Thanks this.
  8. jamespmack

    jamespmack Road Train Member

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    Progressive as of 2016. No longer takes new/start up. I was lucky that i had a non truck policy before that while leased to a carrier. 7200.00. 1mil/1mil. 100k cargo. Only had 10k cargo for awhile. Because it cover the loads. Had to go to 100k because of one customer. Same cargo. Dont over insure. Cargo is actually cheap. If you dont have employees workmans comp is cheap. Like 180? In ohio anyhow
     
  9. woodfamily99977

    woodfamily99977 Bobtail Member

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    May 24, 2018
    Kansas City, Missouri
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    Interested! Out of kansas city Missouri.
     
    Last edited by a moderator: May 24, 2018
    Reason for edit: No phone numbers
  10. LoJackDatHo

    LoJackDatHo Medium Load Member

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    Chris. I’ll get back to you in a few days. Out of town with family. Probably be Tuesday or Wednesday of next week if that’s ok
     
    Last edited by a moderator: May 24, 2018
    Reason for edit: No phone numbers
  11. Drake.r

    Drake.r Light Load Member

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    May 15, 2015
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    How do you not have general liability?

    I’m pulling gas tankers so my required insurance is different from freight my first year is costing me about $30k including my trailers
     
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