2 Out of service = dropped insurance?

I don't believe they will drop you. I have seen worse & they were not dropped. I wouldn't call & asked them about it either. The thing that is important that is the drivers license was suspended. I'm surprised they didn't catch it when they ran his license. I wouldn't lose no sleep over it. Keep things straight from here on out. All OOS count some carry more weight than others. You should be fine. Accidents, bad equipment, speeding, & suspended licenses are bad. I believe you will be fine. All the best to you.

 

Did they end up towing the truck when he was caught in NY or was he able to pay the fine on the spot at the weight station and continue the trip?

 

Insurance companies just want your money. As long as you pay the bill you have nothing to worry about.
They will drop you if you have several claims but they don't follow your FMCSA record, only when it's time for renewal.

The FAST of 2015 prohibits certain information used to make decisions based on the flawed mistakes in the scoring system. Insurance companies can look at it but there not supposed to make judgements based on it

 

Jon,

Yes it is possible your insurance carrier may have an issue with this. Side note, this is why the standard driver application for employment asks what states a driver has operated in previously. You need to check their home state and all other states, which is dang near impossible for your non-cdl driver.

As for handling the ticket, NY just wants money, so enter a not guilty plea and when he appears at the court the DA will offer him a plea bargain for a lesser offense. Of course, this is if he has quickly paid the old taxi citation.

Being he is not a CDL holder this will be easy, no anti-masking statute to keep the orginal offense on his record. After he is convicted of a lesser charge you file a DataQ with the court records and they will have to remove it as he was not convicted of operating a CMV on a suspended license.

 

I have a really stupid question ... Did you contact the insurance company and ask them?

You "heard" may be all too wrong.

Now before you hand me the line that you don't want them to know, they will find out and it is best to try to mitigate the issue right away with them to prevent them from dropping you.

AND ANOTHER stupid question - Didn't you do your driver's MVR check?

I also don't buy him not knowing about it.

 

Ridgeline, I know this guy and he did check the MVR, it is not a cdl -he runs under cdl truck. Florida does a horrible job of reporting out of state convictions on non-cdl licenses, and I know from personal experience with New York that they are bad about reporting suspensions to out of state agencies. Had it happen to me not once but twice, took several years before they were entered into CDLIS and I was aware of them.

 

If you have Progressive, you can expect all kinds of different things from them