Check my numbers

Hey owner-ops, don't worry, I'm not leaving my company job anytime soon. I know there's still a lot of overcapacity. I'm in the preliminary, information-gathering stage, specifically, looking at costs, including health insurance, life insurance, 401k and HSA contributions, payroll tax etc. because I don't have a spouse whose benefits I can mooch off.

I've plugged in all costs at the calculator at rigbooks.com, and I want to see if my estimates are even close to what you guys pay in the real world. The $125k wage for myself is one thing that's not negotiable. I wouldn't bother with all this unless or until there's a decent jump in income compared to my company gig. I'm also pretty firm on 8mpg because that's something I've been able to achieve as a company driver for the last 5+ years. Everything else is open to discussion.

The miles and revenue assumes reefer freight, running something resembling a 5-days out, 2-home schedule. I'm assuming $2.50/mile loaded miles with 10% deadhead miles. Obviously if my assumptions about all these costs are close to reality, then I would not even think about making the jump to becoming an O-O until rates go up a good 25% or so and stay there.

But again, that's why I'm checking, because I don't know what costs I may be underestimating or overestimating.

 

I want to note that I've lumped in tires, preventative maintenance, repairs, breakdown / tows, etc into the one line "repairs."

 

That's what I attempted to do in the "repairs" line, $.0.25/mile or $2500/month. Or do you think a better exercise is to break it down into a tire fund, PM find, supplies fund, and breakdown fund?

 

Also, what are you guys paying per mile for this stuff- tires, supplies, repairs?

Assume a used $150k truck with around 100k on the odo