Driver Facing Cameras...???

Insurance companies do not have to compete for trucking liability business. Most carriers are on the bubble as it is, even if they have relatively good history. Carriers practically have to beg for umbrella coverage and catastrophic event coverage.

The underwriters see the trucking segment as a high risk anyway, no matter their history or what they do.

The driver facing cams are to reduce the number of lesser in-house crash settlements from lots of drivers crashing while distracted. The major losses are assumed anyway.

They may help to keep expensive coverage or keep from getting dropped but I doubt they will reduce any premiums by any substantial amounts.

 

No Sir, not at all.

If something bad happens, having footage that removes any doubt about the drivers negligence is not good for the driver nor the company nor the insurance company. I honestly don't see how it shifts any liability away from the ins. co.

While I oppose driver facing cams I can see how it could help safety, both by helping to identify bad habits and by keeping the driver on their best behavior due to them being watched.

 

First of all, the insurance company wants to cut the companies liability so they have to pay less. Terminology aside, it's the same thing for the trucking company and insurance company on liability.

Second, whenever someone sues the trucking company, every case I've ever read about they sued the driver too. It's just the driver usually doesn't have much to take.

Third, what you are not taking into account, is the first thing any lawyer will do is subpoena the video records of that driver. When they find that the driver has done one thing wrong, which, like you said, we all do, then the company now has a history of employing an unsafe driver. That just increased any settlement or judgement against the company.

There is a reason that Swift disabled all driving facing cameras, while still keeping the out facing camera active.

 

I have a driver facing cam in my truck and couldnt care less. I suppose if I was the type of driver that texts, watches videos on their phone or makes peanut butter sandwiches while driving I would be more concerned about what the camera might capture.

If more companies adopt the cameras and that weeds out the dbag drivers I see doing that nonsense on a daily basis then good for them.

 

Voice activated? Well, mine would be going all day long talking to myself. lol

 

oooh now you said it.

Behavior modification.

I cannot tell you how much I detest behavior mod engineering, behave etc

 

But some companies set the parameters to set off the camera so low that normal driving sets it off and then they have the driver call in so they can coach them,
Can companies be mature enough to have them only trigger in hard braking or rolling situations instead of normal braking situations?

 

I carried at various times between 500K to 2 million plus in civil liability.

Presenting your situation? Taking out a busload of 50 kids? That two million is pathetic. But shoot a bad guy breaching you rdoor and his family sues you, 2 million is plenty to assure a defense against your finances from being 'OJ'ed" (A play on O'LE!) the rest of your life.