I just got a 25k loan, 12.9%, just an idea for you. I told them I,m using the money for startup cost, for interstate authority. I figured saying the cash is for buying a truck would be a bad idea.
Still have a loan out on the truck? When I dropped a valve I went back to the loan officer who wrote my truck loan and told him it was going to be awfully tough to make my truck payments with my truck sitting, so they added the overhaul to my original loan.