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Insurance

Discussion in 'Ask An Owner Operator' started by SHUNIA, Sep 23, 2015.

Page 1 of 2
  1. Sep 23, 2015 #1
    SHUNIA

    SHUNIA Bobtail Member

    15
    5
    Mar 25, 2015
    STERLING HEIGHTS, MICHIGAN
    0
    so I shopped around for insurance when I applied for my authority a couple of months ago and all the quotes I received were between 11-14k. The best deal for me was national indemnity through a local agent. 1mil auto 1 mil general 100k cargo tractor insured for 30k and trailer for 15k. Price wAs around 13500. I just received a letter stating my policy went up to almost 16500 due to my driver having a speeding ticket a year ago. These prices seem rediculous to me and I need to do something ASAP about it. I have already paid 2750 down and 2 payments at 1200 a piece, do you guys have any recommendations for a good insurance company/agent? When I was starting out I got a quote from OOIDA for like 7k a year which sounded great untill they gave me a list of brokers that didn't accept it major player being landstar so I didn't go for it. Now that I have learned they are useless to me anyways what do you guys think about OOIDA insure? I was at the NASTC class last week and asked for a insurance quote through them does anyone know what I should expect?

    Thanks guys, any help will be much appreciated
     
    SHUNIA, Sep 23, 2015
    SHUNIA, Sep 23, 2015
    #1
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  3. Sep 27, 2015 #2
    shanman

    shanman Medium Load Member

    361
    957
    Dec 2, 2014
    Silverton, OR
    0
    I go through Ballard and co. They are out of meridian id. I paid less than 7k for the year 1 mil/250k policy. I am really happy with them. Have not had a broker that didn't accept my insurance.
     
    shanman, Sep 27, 2015
    shanman, Sep 27, 2015
    #2
    nofilter, Road Killer and D32 Thank this.
  4. Nov 2, 2015 #3
    SteinsHauling

    SteinsHauling Bobtail Member

    3
    4
    Jan 29, 2015
    0
    I am looking to switch my current insurance company with someone else- trying to find a better deal and better price. Do you have the link to Ballard and co. by chance? Thank you!!
     
    SteinsHauling, Nov 2, 2015
    SteinsHauling, Nov 2, 2015
    #3
    nofilter and Road Killer Thank this.
  5. Nov 2, 2015 #4
    Oscar the KW

    Oscar the KW Going Tarpless

    12,247
    28,120
    May 19, 2011
    0
    Google finds them real easy.
     
    Oscar the KW, Nov 2, 2015
    Oscar the KW, Nov 2, 2015
    #4
    nofilter, Road Killer and shanman Thank this.
  7. Nov 2, 2015 #5
    shanman

    shanman Medium Load Member

    361
    957
    Dec 2, 2014
    Silverton, OR
    0
    shanman, Nov 2, 2015
    shanman, Nov 2, 2015
    #5
    Road Killer and Straight Stacks Thank this.
  8. Nov 3, 2015 #6
    SteinsHauling

    SteinsHauling Bobtail Member

    3
    4
    Jan 29, 2015
    0
    SteinsHauling, Nov 3, 2015
    SteinsHauling, Nov 3, 2015
    #6
    shanman and Road Killer Thank this.
  9. Nov 3, 2015 #7
    Road Killer

    Road Killer Light Load Member

    64
    16
    Nov 1, 2015
    Middletown, DE
    0
    Gentlemen I want to drive O/O for Burris Refrigerated Logistics at Elkton, MD, and Transportation Manager give me a package, so Burris want extra 1,000,000 liability coverage, OH MY LORD!!! I have call to Ballard, and agent spoke and said they usually covers for 1,000,000, so he said I need one more Insurance company for another 1,000,000. And he said it is depend on my drive record, good I have 15 years experience, and it will be around $25,000. What do you think?
     
    Road Killer, Nov 3, 2015
    Road Killer, Nov 3, 2015
    #7
    nofilter Thanks this.
  10. Nov 3, 2015 #8
    shanman

    shanman Medium Load Member

    361
    957
    Dec 2, 2014
    Silverton, OR
    0
    I think that's crazy!!!!I don't have 15 years of experience and I don't pay even half that. I just went through my policy I have to reup in December. 1 mil liability 250k cargo is 6827.23 a year. I have a clean recor
     
    shanman, Nov 3, 2015
    shanman, Nov 3, 2015
    #8
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  11. Nov 3, 2015 #9
    Bakerman

    Bakerman Road Train Member

    4,663
    8,812
    Jan 27, 2013
    Phoenix, AZ
    0
    National Truck Services Group
    They have Ins., drug testing. IFTA reports and maybe a few other things I can't remember.
     
    Bakerman, Nov 3, 2015
    Bakerman, Nov 3, 2015
    #9
    nofilter and Road Killer Thank this.
  12. Nov 3, 2015 #10
    Oscar the KW

    Oscar the KW Going Tarpless

    12,247
    28,120
    May 19, 2011
    0
    Sounds like robbery!
     
    Oscar the KW, Nov 3, 2015
    Oscar the KW, Nov 3, 2015
    #10
    truckon and shanman Thank this.
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