Is workers comp really this expensive??

Discussion in 'Car Hauler and Auto Carrier Trucking Forum' started by Atlanticus trucking, Jan 10, 2019.

  1. KANSAS TRANSIT

    KANSAS TRANSIT Road Train Member

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    Also if you are running the Northeast you have to have an A3 endorsement, that may be what is banging your rate up, I know after 20 years we had to add it, never heard of it before but evidently it's a thing.
     
    brian991219 Thanks this.
  2. Ziggy319

    Ziggy319 Medium Load Member

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    Yes
     
  3. x1Heavy

    x1Heavy Road Train Member

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    Why is it that as a company dweeb most of my life no one has bothered to explain that insurance at this level is that expensive for the year. If you had 1000 employees that bill must be monstrous.
     
  4. tallmon

    tallmon Medium Load Member

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    Yes, seems about right. I'm in CT. Same here.
     
  5. wichris

    wichris Road Train Member

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    Because most employee's could care less about an employer's cost. But with 1000 employee's you would self insure.
     
    Tombstone69 and x1Heavy Thank this.
  6. recruiting madness

    recruiting madness Bobtail Member

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    I was putting a 1099 on drivers before it was fashionable. Many states now watch this closely, as I got torched in California. If you own the truck, and give the driver direct dispatch (along with a few more mandated rules), they can view your driver as an employee, not a contractor. If he/she gets hurt while in your equipment! Be careful, and make sure you do your due diligence.
     
  7. wichris

    wichris Road Train Member

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    Hire an "employee" on a 1099, put occ ins in lieu of comp. They get injured and realize how much they have to pay and you can have a big problem.
     
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