This awesome information and spot on. Don't lease if you can avoid it and if you do try to look at all the negative as learning experiences for your biz. I am leased with a carrier right now just about to complete my 1st year of a 3 year contract which I will not complete. Bottom line is money in your pocket safely. I like the template they provide and I have been using the time and O/O mentality to give me the winds to fly on my own. Good luck to us all!